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UMass Lowell will resume on-campus instruction, research and campus life for Fall 2020. View the plan for more info.

Grants & Credits

Grants For Undergraduate Students

Grants and tuition credits are considered "gift aid.” Eligibility for need based grants and tuition credits is determined based on the student’s demonstrated financial need. Students must complete a FAFSA annually and meet the minimum eligibility requirements to be considered for need based grants and tuition credits.

The following programs are available to undergraduate students:

Types of Available Grant Programs

Federal Pell Grant: 

  • Federal grant program awarded to students with exceptional financial need
  • Eligibility determined by demonstrated financial need
  • For 2019-2020, awards range from $657 to $6195 depending on eligibility

Federal Supplemental Educational Opportunity Grant (FSEOG): 

  • Federal grant program awarded to students with exception financial need
  • Eligibility determined by demonstrated financial need
  • Awards may range from $200 to $4000, depending on available funds and number of eligible applicants

Federal TEACH Grant Program:

  • Federal grant program awarded to students enrolled in coursework toward a career in teaching in a high need subject area with minimum cumulative GPA of 3.25
  • Students must complete and submit Teach Grant Application
  • Students must complete Teach counseling and Teach agreement annually
  • Awards provide up to $4000 per year
  • Gift aid that will become a Federal Direct Unsubsidized Loan if eligibility requirements are not met

Massachusetts Grant (MassGrant) Program: 

  • State grant program awarded to students with exceptional financial need
  • FAFSA must be filed each year by May 1
  • Must be enrolled Full time (12+ Credits)
  • Must be a Legal Massachusetts state resident
  • For 2019-2020, awards range from $600 - $1800 depending on eligibility

Mass Part-Time Grant: 

  • State grant program awarded to students with exceptional financial need
  • Eligibility determined by demonstrated financial need and available funds
  • Must be enrolled in 6-11 undergraduate credits
  • Must be a permanent Legal Massachusetts resident
  • For 2019-2020, awards range from $600- $800 

Department of Higher Education Tuition Credit (DHE Credit):

  • State grant program awarded to students with financial need
  • Eligibility is determined by demonstrated financial need and available funds
  • Available to undergraduate students enrolled at least half time, priority given to full time students
  • Must be a Legal resident of Massachusetts
  • Applies to undergraduate state supported coursework only
  • Award provides up to $1454

Department of Higher Education Grant (DHE Grant): 

  • State grant program awarded to students with financial need
  • Eligibility is determined by demonstrated financial need and available funds
  • Available to undergraduate students, priority given to full time students
  • Must be a Legal resident of Massachusetts
  • Awards vary but typically range from $200 - $1400

The Massachusetts Office of Student Financial Assistance provides a number of scholarships and tuition credit programs, including but not limited to:

  • Agnes M. Lindsay Scholarship
  • Christian A. Herter Memorial Scholarship
  • John & Abigail Adams Scholarship
  • Stanley Z. Koplik Certificate of Mastery
  • Foster Child Grant
  • Adopted/Foster Tuition and Fee Waivers

Visit the Office Of Student Financial Assistance (OSFA) for more information on available programs, eligibility, and application requirements.

UMass Lowell Need Based Grant: 

  • Institutional grant awarded to students with financial need
  • Eligibility is determined by demonstrated financial need, priority given to full time students
  • Award amounts vary

UMass Lowell Scholarship:

  • Institutional grant awarded to students with financial need
  • Eligibility is determined by demonstrated financial need and high academic achievement, priority given to full time students
  • Award amounts vary

GPS Scholarship:

  • Institutional grant awarded to undergraduate students
  • Priority consideration given to students with financial need
  • Applies to online and professional studies coursework only
  • Award amounts vary
  • A FAFSA is not required