Grants and tuition credits are considered "gift aid.” Eligibility for need based grants and tuition credits is determined based on the student’s demonstrated financial need. Students must complete a FAFSA annually and meet the minimum eligibility requirements to be considered for need based grants and tuition credits.

The following programs are available to undergraduate students:

Types of Available Grant Programs

• Federal Pell Grant
• Federal Supplemental Educational Opportunity Grant (FSEOG)
• Federal TEACH Grant Program
• Massachusetts Grant Program
• Mass Part-Time Grant
• Department of Higher Education Tuition Credit
• Department of Higher Education Grant
• Massachusetts Office of Student Financial Assistance (OSFA) State Programs
• UMass Lowell Need Based Grant
• UMass Lowell Need Based Scholarships
• GPS Scholarship

Federal Pell Grant: 

• Federal grant program awarded to students with exceptional financial need
• Eligibility determined by demonstrated financial need
• For 2019-2020, awards range from $657 to $6195 depending on eligibility

Federal Supplemental Educational Opportunity Grant (FSEOG): 

• Federal grant program awarded to students with exception financial need
• Eligibility determined by demonstrated financial need
• Awards may range from $200 to $4000, depending on available funds and number of eligible applicants

Federal TEACH Grant Program:

• Federal grant program awarded to students enrolled in coursework toward a career in teaching in a high need subject area with minimum cumulative GPA of 3.25
• Students must complete and submit Teach Grant Application
• Students must complete Teach counseling and Teach agreement annually
• Awards provide up to $4000 per year
• Gift aid that will become a Federal Direct Unsubsidized Loan if eligibility requirements are not met

Massachusetts Grant (MassGrant) Program: 

• State grant program awarded to students with exceptional financial need
• FAFSA must be filed each year by May 1
  
• Must be enrolled Full time (12+ Credits)
• Must be a Legal Massachusetts state resident
• For 2019-2020, awards range from $600 - $1800 depending on eligibility

Mass Part-Time Grant: 

• State grant program awarded to students with exceptional financial need
• Eligibility determined by demonstrated financial need and available funds
• Must be enrolled in 6-11 undergraduate credits
• Must be a permanent Legal Massachusetts resident
• For 2019-2020, awards range from $600- $800 

Department of Higher Education Tuition Credit (DHE Credit):

• State grant program awarded to students with financial need
• Eligibility is determined by demonstrated financial need and available funds
• Available to undergraduate students enrolled at least half time, priority given to full time students
• Must be a Legal resident of Massachusetts
• Applies to undergraduate state supported coursework only
• Award provides up to $1454

Department of Higher Education Grant (DHE Grant): 

• State grant program awarded to students with financial need
• Eligibility is determined by demonstrated financial need and available funds
• Available to undergraduate students, priority given to full time students
• Must be a Legal resident of Massachusetts
• Awards vary but typically range from $200 - $1400

The Massachusetts Office of Student Financial Assistance provides a number of scholarships and tuition credit programs, including but not limited to:

• Agnes M. Lindsay Scholarship
• Christian A. Herter Memorial Scholarship
• John & Abigail Adams Scholarship
• Stanley Z. Koplik Certificate of Mastery
• Foster Child Grant
• Adopted/Foster Tuition and Fee Waivers

Visit the Office Of Student Financial Assistance (OSFA) for more information on available programs, eligibility, and application requirements.

UMass Lowell Need Based Grant: 

• Institutional grant awarded to students with financial need
• Eligibility is determined by demonstrated financial need, priority given to full time students
• Award amounts vary

UMass Lowell Scholarship:

• Institutional grant awarded to students with financial need
• Eligibility is determined by demonstrated financial need and high academic achievement, priority given to full time students
• Award amounts vary

GPS Scholarship:

• Institutional grant awarded to undergraduate students
• Priority consideration given to students with financial need
• Applies to online and professional studies coursework only
• Award amounts vary
• A FAFSA is not required