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Bill Payment Options

Payment Options

The following payment options are available for paying a student’s tuition and fee bill. Please note that credit cards are accepted online only.

Online Payments 

eChecks – accepted online through TMS (Tuition Management Systems) with no service fee. This is a fast and easy way to make a payment using a U.S. Bank only. You will need the routing number for your bank and your account number. Both numbers are located at the bottom of your check or available from your bank. Log into your SiS student center. Click on the “Make an Online payment." You will be directed to the secure website of TMS to process your payment. Payment will be posted to the student account on the next business day.

Credit cards and Debit cards - The University of Massachusetts Lowell does not directly accept credit cards. We have secured the services of TMS Tuition Management Systems) to process all credit card/debit card transactions. TMS accepts MasterCard, VISA, Discover or American Express. There will be a 2.5% convenience fee assessed to each credit card or debit card transaction. Log into your SiS student center. Click on the “Make an Online Payment". You will be directed to the secure website of TMS to process your payment. Payment will be posted to the student account on the next business day.

Checks - Pay By Mail 

Please make checks payable to the “University of Massachusetts Lowell." Checks, Money Orders or Bank Checks can be mailed to the University of Massachusetts Lowell, Student Financial Services Office, 220 Pawtucket Street, Suite M30, Lowell, MA 01854-5110.

Pay by Monthly Payment Plan 

Monthly payment plans are offered through TMS (Tuition Management Systems). The earlier you are able to sign up, the smaller the monthly payments will be.

Annual Plan

Sign up DeadlineNumber of Monthly PaymentsFirst Payment Due Date
End of day July 3110July 1
End of day Aug. 318Aug. 1
End of day Sept. 306Sept. 1

Fall Plan

Sign up DeadlineNumber of Monthly PaymentsFirst Payment Due Date
End of day July 315July 1
End of day Aug. 314Aug. 1
End of day Sept. 303Sept. 1

Spring Plan

Sign up DeadlineNumber of Monthly PaymentsFirst Payment Due Date
End of day Jan. 315Jan. 1
End of day Feb. 284Feb. 1
End of day March 153March 1

Payment plans enable students and their families to pay the tuition, fees, and room and board in smaller, more affordable payments rather than in a lump sum. A payment plan is not a loan program and there are no finance or interest charges. There is a nonrefundable application fee.

For more information, or to sign up online, please visit: UMass Lowell Afford.

Wire TRANSFER 

Wire transfer payments are available through the Western Union Business Solutions website. The University of Massachusetts Lowell and Western Union do not charge a transaction fee for this service. However, the banks may charge a fee. Transaction fees that may be deducted by both the sending bank and the receiving bank will affect the dollar value of the funds received by the school.

For more information or to make your payment please visit: Western Union Business Solutions.

The University of Massachusetts Lowell will only accept payments that cover educational expenses, i.e. tuition and fees, on-campus room and on-campus board plan. Funds received in excess of these charges will either be held on account for a future semester or returned to the sender's bank.

UMass Lowell does not accept cash for the payment of student tuition, fees, room or meal plan charges.