Sample Loan Repayment Chart Based on 10-Year Repayment Period^ (120 scheduled monthly payments)
| Undergrad Direct Loans | Graduate Direct Loans | Grad/Parent PLUS Loans | |
|---|---|---|---|
| Sub/Unsub (Fixed at 4.53%) | Unsub (Fixed at 6.08%) | (Fixed at 7.08%) | |
| Amount Borrowed | Estimated Monthly Payment | Estimated Monthly Payment | Estimated Monthly Payment |
| $3,500 | *$50 | **$50 | ***$50 |
| $5,500 | $57 | $61 | $64 |
| $10,500 | $109 | $117 | $122 |
| $20,500 | $215 | $230 | $241 |
| $25,000 | $259 | $279 | $291 |
| $31,000 | $325 | $349 | $365 |
| $40,000 | $415 | $446 | $466 |
| $50,000 | $519 | $557 | $583 |
| $57,500 | $603 | $647 | $677 |
| $75,000 | ****(N/A) | $836 | $874 |
| $100,000 | ****(N/A) | $1,114 | $1,165 |
| $138,500 | ****(N/A) | $1,559 | $1,631 |
^ = For all Direct Loans whose first disbursement date is between July 1, 2019 and June 30, 2020
* = Repayment period for this amount would be 79 months
** = Repayment period for this amount would be 84 months
*** = Repayment period for this amount would be 87 months
****(N/A) = The Federal Direct Loan borrowing limit for Undergraduates is $57,500
For more information, visit https://studentaid.gov/app/repaymentEstimator.action