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Change Of Income Appeal

Professional Judgment Loss of Income Appeal Information

Review of professional judgment appeals are based on a one-time special circumstance not reflected on the Free Application for Federal Student Aid (FAFSA). Review of appeals begins after receipt of all required and supporting documents and receipt of all Verification documents. Last day to appeal for the 2020-2021 academic year is April 1, 2021.

Please note: Although each family’s situation is reviewed on an individual basis, the following reasons are not considered as a special circumstance appeal: bankruptcy, foreclosure, home repairs, tithes, alms, credit card debt, loan debt, mortgage or car payments, weddings, and cosmetic or elective purchases.

THE PROCESS:

Step 1: Students must activate an account in Financial Aid Portal if not already done.

Step 2: Contact The Solution Center. A financial aid specialist will discuss your appeal request to determine if it meets the requirements to proceed with the appeal.

Step 3: When/If instructed to do so, the student uploads required documents into the Financial Aid Portal. Scanned, emailed or hand delivered documents will not be accepted.

Step 4: Financial Aid Office will contact students via email when appeal is complete or if additional information is needed.

VERIFICATION:

If the Financial Aid Office has determined your situation meets the guideline of professional judgment appeals, verification is required before an appeal can be finalized. When instructed to do so, submit the requested verification documents via the Financial Aid Portal.

APPEAL REVIEW AND DECISION:

The Financial Aid Appeal Committee will review the request. Decisions may take 4-6 weeks. The Committee will base the decision on the circumstances detailed in this form and in the supporting documentation. We will notify students via their UML email of the decision.

Submission of an appeal will not guarantee an adjustment to the student’s award or prevent the accrual of late fees on any unpaid student account balance. The availability of funds and the timeliness of the appeal will affect the appeal decision. UML appeals fund will not be granted for students who have declined their student loans. Recalculation of financial need does not guarantee the awarding of additional aid.

Last day to appeal for the 2020-2021 academic year is April 1, 2021

DOCUMENTATION REQUIRED FOR APPEAL:

Documentation requirements are listed below for Loss of Income appeals; however additional information may also be requested at discretion of the Financial Aid Office.  

Parents Loss/Reduction of Income in 2020 (compared to 2018) of at least 25%. (For this circumstance, must wait to appeal until June 1, 2020 in order to provide sufficient information)

  • Copy of letter of separation/termination or letter from previous employer on company letterhead stating effective date and the circumstances under which they left their employment; and 
  • Copy of the last TWO 2020 pay statements showing gross year-to-date wages from each job worked for both parents; and
  • 2020 unemployment benefits statement from state agency stating start and end dates, gross weekly amount, and total amount of benefits; and
  • Proof of other payments received such as child support, severance pay, 401K, IRA, stocks/bonds, pensions, trust fund, business income, other assets converted to cash; and
  • Submit 2019 Federal Income tax return all pages and schedules for both parents.

Parents INVOLUNTARY Retirement in 2020 with loss of income of at least 25%. A planned, voluntary retirement is not a situation that can be appealed. If loss of income is due to early retirement, the retirement must be unplanned and unexpected and/or based on medical reasons.

  • Copy of letter of separation from previous employer on company letterhead stating effective date; and
  • Copy of the most recent 2020 pay statement showing gross year-to-date wages from each job worked for both parents; and
  • Documentation of IRA distribution, pension benefits, or annuities and/or Form SSA-1099-Social Security showing retirement date in addition to above document requirements; and
  • Documentation of any other income such as child support, rental income, business income, trusts, etc.
  • If medical reason for retirement, please submit documentation from medical provider.
Student/Spouse Loss/Reduction of Income in 2020 (compared to 2018) of at least 25%.(For this circumstance, must wait to appeal until June 1, 2020 in order to provide sufficient information)
  • Copy of letter of separation/termination or letter from previous employer on company letterhead stating effective date and the circumstances under which they left their employment; and
  • Copy of the last TWO 2020 pay statements showing gross year-to-date wages from each job worked for student and spouse (if married); and
  • 2020 unemployment benefits statement from state agency stating start and end dates, gross weekly amount, and total amount of benefits; and
  • Proof of other payments received such as child support, severance pay, 401K, IRA, stocks/bonds, pensions, trust fund, business income, other assets converted to cash; and
  • Submit 2019 Federal Income tax return all pages and schedules for student and spouse (if married).
**For Additional Circumstances appeals; refer to the Professional Judgment Additional Circumstances Information Sheet.