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Sample Repayment Schedule for Undergraduate and Graduate Loans

Sample Repayment Schedule

Sample Loan Repayment Chart Based on 10-Year Repayment Period^ (120 scheduled monthly payments)

Undergrad Direct LoansGraduate Direct LoansGrad/Parent PLUS Loans
Sub/Unsub (Fixed at 4.53%)Unsub (Fixed at 6.08%)(Fixed at 7.08%)
Amount BorrowedEstimated Monthly PaymentEstimated Monthly PaymentEstimated Monthly Payment
$3,500*$50**$50***$50
$5,500$57$61$64
$10,500$109$117$122
$20,500$215$230$241
$25,000$259$279$291
$31,000$325$349$365
$40,000$415$446$466
$50,000$519$557$583
$57,500$603$647$677
$75,000****(N/A)$836$874
$100,000****(N/A)$1,114$1,165
$138,500****(N/A)$1,559$1,631

^   =    For all Direct Loans whose first disbursement date is between July 1, 2019 and June 30, 2020

*    =   Repayment period for this amount would be 79 months

**  =   Repayment period for this amount would be 84 months

***  =  Repayment period for this amount would be 87 months

****(N/A)  =  The Federal Direct Loan borrowing limit for Undergraduates is $57,500


For more information, visit https://studentaid.gov/app/repaymentEstimator.action