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In accordance with Title IV Financial Aid federal regulation 34 CFR 668.34, the University of Massachusetts Lowell has established the following policy for evaluating the Satisfactory Academic Progress (SAP) of Title IV financial aid recipients. This policy extends to university and state financial aid programs.
Satisfactory Academic Progress (SAP) is the measurement of a student’s academic progress toward their degree. SAP evaluates three components to determine eligibility for financial aid: qualitative measure (cumulative grade point average), quantitative measure (percentage of coursework completed) and maximum time frame allowed for degree completion.
The review of a student’s SAP status is based on the entire academic record, even if the student did not receive financial aid for previous semesters of enrollment. In order to be eligible for financial aid, students must satisfy all three components.
Undergraduate students must meet each of the following SAP criteria:
Completion rate is calculated by dividing total earned credits by total attempted credits.
The Financial Aid Office evaluates SAP annually at the end of each spring term for undergraduates and graduates, or upon re-enrollment into the university. Students enrolled in a certificate program are evaluated at the end of each term. SAP is also reviewed at the end of each probationary period, if applicable to student. Financial aid applicants not meeting SAP standards will be deemed ineligible to receive financial aid and will be sent written notification to their university student email account.
Students who do not meet the university SAP standards are not eligible to receive financial aid. Financial aid applicants not meeting SAP standards will be sent written notification to their university student email account. SAP status applies to financial aid eligibility and does not impact registration or academic standing.
Students who do not meet the minimum SAP requirements for continuance of financial aid have the right to appeal when special circumstances exist. Conditions when a student may appeal include death of a relative, injury or illness of the student or other extenuating circumstances.
To appeal, a student must complete the following;
A student who fails to meet SAP and who has successfully appealed with the Financial Aid office will be placed on Financial Aid Probation for one semester. During the Financial Aid Probation period, the student is considered eligible for financial aid. At the end of the Probation period, the Financial Aid Office will evaluate the student's academic record to determine SAP status.
A student may regain financial aid eligibility by successfully meeting the university's SAP policy requirements.