Concentration in Finance

With a concentration in finance in business administration, you will gain:

  • The ability to analyze complex capital budgeting problems
  • The ability to assess investment opportunities for institutes and individuals
  • An understanding of the techniques needed to finance corporate operations and expansion
  • The ability to communicate financial concepts to others

Finance is a good choice for you if you:

  • Want to acquire cutting-edge analytical skills
  • Aspire to achieve higher earnings
  • Want to put your career on the fast-track
  • Desire to successfully manage your personal finances

Finance graduates can choose from careers that include banking, financial planning, corporate finance, financial analysis, insurance, real estate, cash management and forecasting.

The courses you would take include:

  • Financial Statement Analysis
  • Investments & Portfolio Analysis
  • Principles of Corporate Finance
  • Financial Derivatives
  • International Finance

Read more about the Bachelor of Science in Business Administration.

For the latest course information and descriptions, please visit the UMass Lowell online Academic Catalog.

Year-by-Year Course Plan

Check out our degree pathways, which offer sample plans for completing your degree in four years.

For students who entered fall 2026 and beyond.

Freshman Year

Fall Semester

Course NumberCourse NameCredits
Total16
ENGL.1010 /
HONR.1100		College Writing I /
First Year Seminar in Honors: Text in the City (CW)		3
ENTR.1500Introduction to Entrepreneurship and Business3
MIST.2010Business Information Systems3
MATH.1210Management Precalculus (MATH)3
xxxx.xxxxScience Elective (SCL)3
xxxx.xxxxCo-Requisite Science Lab (SCL)31

Spring Semester

Course NumberCourse NameCredits
Total15
ECON.2020Principles of Macroeconomics3
ENGL.1020College Writing II (CW)3
MKTG.2010Marketing Principles3
FINA.2000Personal Finance3
xxxx.xxxxArts and Humanities Perspective (AH)2/53

Sophomore Year

Fall Semester

Course NumberCourse NameCredits
Total15
ACCT.2010Accounting/Financial3
MKTG.2100Professional Communications (WOC)3
ECON.2010Principles of Microeconomics (SS)3
MATH.2830Introduction to Statistics (STEM)3
xxxx.xxxxArts and Humanities Perspective (AH)2/53

Spring Semester

Course NumberCourse NameCredits
Total15
ACCT.2020Accounting/Managerial3
FINA.3010Financial Management (QL)3
POMS.2010Introduction to Business Analytics3
LGST.2620Introduction to Business Law (SS)3
MIST.2020Emerging Technologies and Data Storytelling3

Junior Year

Fall Semester

Course NumberCourse NameCredits
Total15
POMS.3010Operations Management3
MGMT.3010Organizational Behavior3
xxxx.xxxxSocial Sciences Perspective (SS)23
xxxx.xxxxManning Elective (3000/4000 level)3
xxxx.xxxxArts and Humanities Perspective (AH)2/53

Spring Semester

Course NumberCourse NameCredits
Total16
FINA.3210Investments and Portfolio Analysis (IL), (CTPS)3
FINA.3310Principles of Corporate Finance (AIL) 3
FINA.3110Introduction to Financial Statement Analysis3
xxxx.xxxxManning Elective (3000/4000 level)3
xxxx.xxxxScience Elective (SCL)3
xxxx.xxxxCo-Requisites Science Lab (SCL)1

Senior Year

Fall Semester

Course NumberCourse NameCredits
Total15
FINA.4410Introduction to Financial Derivatives3
MGMT.3800Business Ethics (SRE)3
FINA.3/4xxxFinance Elective (3000/4000 level)3
xxxx.xxxxManning or Non-Manning Elective43
xxxx.xxxxManning or Non-Manning Elective (3000/4000 level)3

Spring Semester

Course NumberCourse NameCredits
Total15
FINA.4910International Finance3
MGMT.4900 /
ENTR.4960		Strategic Management /
Entrepreneurship Strategy Implementation1		3
FINA.3/4xxxFinance Elective (3000/4000 level)3
xxxx.xxxxManning or Non-Manning Elective43
xxxx.xxxxManning or Non-Manning Elective (3000/4000 level)3

Total Minimum Credits = 122

Minimum [major] Credits: 36

Maximum [major] that can be counted toward graduation: 54

Career Connected Experience (CCE) Requirement: In addition to the course requirements listed in the degree pathway, students must satisfy a Manning Career Connected Experience Requirement.

1Capstone Requirement: Either MGMT.4900 or ENTR.4960 satisfies the Capstone requirement.

2Diversity and Cultural Awareness: The Core Curriculum Diversity and Cultural Awareness (DCA) Essential Learning Outcome is met outside the major. Students are encouraged to select an AH or SS course that meets this degree requirement. Please see the DCA course listing for a full list of classes that fulfill these requirements.

3Science with Lab can be a science course (3 credits) with a separate lab course (1 credit) or a science course with the lab component built into the course (3 credits; Example: CHEM.1010, CHEM.1020, CHEM.1040, LIFE.1080, NUTR.1100).

4Calculus (MATH.1220 or other equivalent course) is recommended as a Manning or non-Manning elective for students intending to pursue graduate degree in the future.

5Students are strongly encouraged to take a HIST course as an AH elective.

No more than two Breadth of Knowledge courses can be taken with the same prefix. The Core Curriculum courses may be taken in any sequence. Refer to the Core Curriculum policy for further details. You should meet with your faculty advisor to determine how you will meet the Core Curriculum requirements.

Current UMass Lowell students should use their Advisement Report in SIS. If you need assistance, please contact your adviser.

Restriction on off-campus study:

Be advised that any course taken at another institution must be formally approved prior to enrollment. See the catalog policy for details.