Please note: Any earnings received from employment at UMass Lowell are not covered under Social Security.
Under the Social Security law, there are two ways Social Security benefit amounts may be affected: through the Windfall Elimination Provision and the Government Pension Offset Provision. However, Medicare benefits will not be affected. Please refer to Social Security Information Form SSA-1945 (pdf). UMass Lowell employees are not subject to tax on compensation for the Social Security portion of the Federal Insurance Contributions Act (FICA). Employees do contribute to the Medicare portion of FICA taxes.