- Banking certification from the CBA, one of the premier certifications in the banking field
- JD/MBA in 2005 at Texas Tech University
- USDA scholar while attending Prairie View A&M University, graduated in 2001
As a financial advisor to entrepreneurs, especially smaller entrepreneurs, Charles has successfully helped them implement policies and procedures in accordance with standard accounting principles. He has direct experience teaching finance, entrepreneurship and small business management to all levels. Charles has worked for the #1 Small Business Administration (SBA) lender in New England for the past 11 years. Before that, he spent several years working for the federal government as both a loan officer with U.S. Department of Agriculture (USDA) Farm Service Agency and a Loan Specialist with the SBA.