Eligibility for financial aid begins with filing the Free Application for Federal Student Aid (FAFSA). The FAFSA application is available in October for the following academic year and must be filed each year online at fafsa.ed.gov by the February 1 priority deadline.
UMass Lowell has launched the award-winning GetAnswers online video service! Answers to all your financial aid related questions and much more are now at your fingertips 24/7.
Please also check out our comprehensive guide to understanding your student's Financial Aid Options (pdf).
You will need Adobe Acrobat Reader to view any pdf files. It can be download for free from the Adobe website.
Federal Verification is the process used to confirm the accuracy of the data reported on the FAFSA. The U.S. Department of Education selects students for verification and UMass Lowell may also select applicants for verification. If your student's application is selected, per federal guidelines, we will need to collect all necessary documentation from students and parents. It is the student's responsibility to submit the required verification documentation to The Solution Center as soon as possible. Incomplete verification may result in the cancellation of your student's financial aid.
New incoming students will get an initial certification letter mailed home and subsequent notifications to their university student email account requesting required verification documents. You may also view and monitor missing paperwork on your students' SIS To Do List.
PARENT PLUS LOAN
The Federal Direct Parent PLUS Loan is available for parents and stepparents of dependent undergraduate students who are enrolled at least half-time (6 credits) per semester. The PLUS Loan offers a fixed interest rate and loan approval is subject to credit criteria established by the U.S. Department of Education. If a Parent PLUS Loan is denied, your student may still be eligible to borrow an additional Federal Direct Unsubsidized Loan. To apply for a Parent Plus Loan, please visit StudentLoans.gov to complete the online application. Additional loan information can be found here.
Scholarships are gift aid offered to students that does not need to be repaid. Most scholarships are awarded to students based on merit, financial need or both. We recommend that all students fill out the FAFSA application first.
The specific amounts and number of scholarships offered to students are based on available funding each year. The University of Massachusetts Lowell does not use the applications for the selection of most merit and need-based scholarships. Detailed information regarding scholarship programs can be found here.