Cooperative Education is a formal plan of education in which students alternate sessions of full-time work with sessions of full-time study. UMass Lowell Cooperative Education Program (Professional Co-Op) is a professional development experience, designed to combine practical on-the-job experiences with the university curriculum. The program helps students integrate theory and practice, confirm career choices, investigate potential job opportunities, and become more prepared graduates. At the same time, it allows students to earn money and help finance their education.
While Professional Co-op students are away from campus working they are still considered “full-time equivalent” students for the purposes of keeping student loans in deferment, insurance requirements, etc. However because they are not registered for the minimum 6 credit hours of course work, they do not qualify for financial aid.
Donors of private scholarships determine eligibility requirements for recipients of the awards. Students receiving a private non-UMass Lowell scholarship should check with the donor to confirm if they may continue to receive the award while on co-op.
All students are strongly encourage to meet with their financial aid advisor either before or immediately after they accept their professional co-op position to ensure their financial aid will not be negatively affected by co-op participation.
To read more information about financial aid and co-op download our Professional Co-op FAQ.