Skip to Main Content

Stocks

Gifts of Stock

Long-term, appreciated stocks and securities can be used to support the UMass Lowell fund of your choice or in establishing planned giving arrangements. Gifts of appreciated securities is one of the most advantageous ways to give to the university. Making a gift of securities:
  • You avoid capital gains tax. Any gain is taxable if you sell stock or mutual fund shares yourself, but not if you transfer ownership to UMass Lowell.
  • Your charitable deduction for federal income tax purposes is based on the full fair market value of the shares on the date the gift is made.
  • You receive credit from UMass Lowell for the full fair market value of the shares, but the cost to you is only your original purchase price.

To coordinate any gift of securities, please contact Cynthia Puleo at 978-934-2218.