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Benefits Open Enrollment

GIC forms are due to the UMass Lowell Benefits Office no later than Wednesday, May 1, 2019 if making benefits changes.

2019 Annual Enrollment Begins April 3 and Ends May 1

Please call the Benefits Office at 978-934-4100 or email us at: if you have any questions.

Changes made take effect July 1, 2019

Annual enrollment time is here, giving you the opportunity to review your benefit options and choose a new health plan or make other benefit changes if you wish. Take action during Annual Enrollment! Do your homework, even if you think you want to stay in the same health plan. Take this opportunity to think about what you and your family need in the way of health care and other benefits.

During annual enrollment, if eligible, you may:

Be sure to review the 2019-2020 Active State Employee Benefit Decision Guide which provides an overview of benefits for active state employees. This guide reviews the benefit and rate changes effective July 1, 2019.

GIC Health Fair Schedule

Health fairs offer the opportunity to speak directly with GIC staff and health plan representatives about the products and benefits available to you. Check out the 2019 health fair events near you. 

On-Campus Benefits Information Session

In addition to the GIC Health Fairs, which are held at various locations throughout the Commonwealth, UMass Lowell will offer a Benefits Information Session at the following location:

  • Thursday, April 11, 2019 from 11 a.m. to 2 p.m. at Wannalancit Business Center, 3rd floor, Suite 305

UML Benefits staff will be available to answer your questions and to provide assistance with the benefits enrollment process.  In addition Fidelity, the SMART Plan and MetLife will have information tables.  

For more information, check out GIC Non-Medicare health insurance products

WHAT TO DO IF YOU ARE MAKING CHANGES:  If making a change to your existing GIC benefit options including health plans, complete the GIC Form-1 FY20.  This form (Form-1) is for enrolling in, canceling, or changing your election of Health, Basic Life and Optional Life.  This form can also be used to cancel your Long Term Disability insurance.  In addition, use this form for an address or name change, for divorce and remarriage notifications and to add or drop your spouse and dependent(s) from coverage during Annual Enrollment.  Enrollment forms are due to the UMass Lowell Benefits Office no later than Wednesday, May 1, 2019 if making benefit changes.