Permanent Employee Benefits

The following is a list of Permanent Employee Benefits offered by the University of Massachusetts Lowell.

• Insurance
  • Health
  • Optional Life - GIC and ORP
  • Long Term Disability - GIC and ORP
  • Met Auto/Home
  • Dental/Vision
  • Unemployment
  • Worker's Compensation 
• Retirement/Savings
  • Mandatory
    • State Employee Retirement System (SERS)
      • State Board of Retirement website for retirement calculator, for more information see the attached pdf for helpful instructions.
    • Optional Retirement Program (ORP)
  • Voluntary
    • 403b
    • 457
    • 529 College Savings Program
    • Savings Bond
    • Dependent Care Assistance Program (DCAP)
    • Health Care Spending Account (HCSA)
• Tuition Waiver
  • Form (pdf)
• Employee Assistance Program
• Relocation Services
• Social Security Information
  • SS Disclosure statement (pdf)
• Time Reporting Info
• Other Employment Benefits
  • Parking
  • Library
  • Rec Center
  • Direct Deposit
  • Holidays
  • Leave of Absence
  • University Closings
  • Credit Unions & Banking
  • Deferred Compensation (457)
  • Mass Buying Power

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