University of Massachusetts Lowell
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Financial Aid Office

Eligibility Requirements


To receive financial aid from the various student aid programs, a student must:

  • Have financial need except for the unsubsidized loan program and some meritorious aid. Need is defined as the cost of attendance minus the expected family contribution derived from filing the Free Application for Federal Student Aid (FAFSA).
  • Have a high school diploma or a General Education Development (GED) certificate, pass a test approved by the U.S. Department of Education, meet other standards the state of Massachusetts establishes that are approved by the U.S. Department of Education, or complete a high school education in a home school setting that is treated as a home school or private school under state law.
  • Be a U.S. citizen or eligible non-citizen
  • Have a valid Social Security Number
  • Make satisfactory academic progress
  • Be a matriculated student enrolled in a degree granting or approved certificate program.  Students enrolled in non-degree programs are not eligible for financial aid.
  • Students must be enrolled in at least six (6) credits per semester. Undergraduate students enrolled less than half time may qualify for Federal Pell grant in limited cases.
  • Cannot be in default or owe money on a federal student loan
  • Register with the Selective Service, if required
Financial Aid Office - Dugan Hall 102, 883 Broadway St., Lowell, MA 01854
Phone: 978-934-4220 Fax: 978-934-3009 Contact us

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