Subsidized Loans

A Federal Direct Subsidized Loan is awarded on the basis of financial need. A student enrolled at least half time will not be charged any interest before repayment begins or during authorized periods of deferment. The federal government “subsidizes” the interest during these periods.

Eligibility for direct loans is determined from the information provided on the FAFSA. A student may receive a subsidized loan and an unsubsidized loan for the same enrollment period.

Mail Loan Payments To:
Payment Center
P.O. Box 746000
Atlanta, GA 30374-6000 

For more information:

• About Direct Loans    
• Information Booklet (pdf)  
• Repayment Options    
• Budget Calculators