Tuition Costs

• Undergraduate Students
• Part-Time Students
• Graduate Students
• Continuing Education Chart
• Health Insurance Chart
• Collection Costs
• Disclosure Statement
• Disclaimer Statement

*These prices are subject to change by vote of the UMass Board of Trustees.

Undergraduate Students

Full-time Undergraduate Students

An undergraduate student taking 12 credits or more is considered a full-time student. 

Undergraduate students taking less than 12 credits will have their account manually adjusted after the drop date of each semester.  To calculate your bill prior to the adjustment, please refer to the charts below.

Estimated Undergraduate Tuition and Fees Charts Displayed by Credit:

• Fall 2011 & Spring 2012 Undergraduate In-State (pdf)
• Fall 2011 & Spring 2012 Undergraduate Out-of-State (pdf)
• Fall 2011 & Spring 2012 Undergraduate New England Regional (pdf)
• Fall 2011 & Spring 2012 Undergraduate Proximity (pdf)

Note: The items listed below may be applied to your account.

Total depending on your individual status or courses enrolled in.  For a more detailed description of these fees refer to the General Fees tab at the left.

• College Fees per semester are as follows: Engineering $250, Science and Math $250, Music $300, Art and Graphic Design $175, Management $100, Health and Environment $250.

• First-Year Student Services Fee is a fee for incoming Freshmen, Transfer students, Readmit students and Graduate students. The fee is estimated at a flat rate of $200.

• Graduation Fee is $150 when a student is classified as a senior.

• International Student fee is estimated at $400 for the year.  If you are an international student, please add $400 to the out-of-state total above.

• Nursing Exit & Specialty Exam Fee from $47 to $85. 

• The room charge listed above reflects that of a traditional room. For more information about living on campus, visit the Office of Residence Life.

• Students are required by Massachusetts State Law to have health insurance. University Student Health Insurance is $1124 for the year.  Students that are covered under another policy, (under parent/guardian, spouse or self) can waive this fee by logging into their iSiS student account. Click on the finance option and than select the waive health insurance link.  All pertinent information must be filled in and the 10 questions answered correctly to be successful. Click the submit button once you have completed the waiver information.  If you have completed the form correctly, you will receive a message stating that you were successful in waiving the health insurance.

Part-time Students

The primary benefit of part-time status is to be billed by the credit hour for the number of credits for which you are enrolled as of the last day of the add period (first ten days of class). Please understand that your financial aid/or private health insurance coverage may be affected.

Undergraduate students who are enrolled for less than 12 credits will have their accounts adjusted after the add/drop deadline. 

Please note:  International students and varsity athletes may not enroll as part-time students.

To calculate your account prior to the add/drop deadline and to avoid a late fee or service indicator placed on your account due to your unpaid portion by the bill due date, refer to the undergraduate chart above for per-credit rates.

Part-time students will be charged for the health insurance unless a waiver is filed verifying comparable private health insurance coverage.  For a more detailed description about health insurance refer to the General Fees tab at the left. 

New England Regional Program and Proximity Program

UMass Lowell participates in the New England Regional Program. N.E. Regional tuition rate is 150 percent of the In-State tuition rate.  For eligibility information regarding either the New England Regional Program or the Proximity Program please, contact the Admissions Office at 978-934-3930 for undergraduates and 978-934-2380 for graduate students or visit the Admissions Department website. 

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Graduate Students

Estimated Annual Tuition* and Fees* ($U.S.) for 2011 - 2012 Academic Year are as follows:

*These prices are subject to change by vote of the UMass Board of Trustees.

Estimated Graduate Charges Based On 9 Credits Per Semester	In State	Out of State	New England Regional Program	Proximity Regional Program
Tuition	$1,637.28	$6,425.28	$2,455.92	$2,455.92
Operating Fee	$8,991.90	$13,303.98	$13,303.98	$13,303.98
Student Activity Fee	$74.88	$74.88	$74.88	$74.88
TOTAL Tuition & Fees	$10,704.06	$19,804.14	$15,834.78	$15,834.78

9 credits represents a full-time graduate student load.

The University charges on a per credit hour basis up to 12 credits.

Graduate Tuition and Fees Charts Displayed by Credit

• Fall 2011 & Spring 2012 Graduate In-State (pdf)
• Fall 2011 & Spring 2012 Graduate Out-of-State (pdf)
• Fall 2011 & Spring 2012 Graduate New England Regional (pdf)
• Fall 2011 & Spring 2012 Graduate Proximity (pdf)

Note: The items listed below may be applied to your account total depending on your individual status or courses enrolled in.  For a more detailed description of these fees refer to the General Fees.

• Advanced Health Assessment Fee for course #33.651 is $275.
  
• First Year Student Services Fee is a fee for incoming Freshmen, Transfer students, Readmit students and Graduate students. The fee is estimated at a flat rate of $200.
  
• Graduation Fee is $150 charged once a Master's or Doctorate student earns 21 credits.
  
• International Student fee is estimated at $400 for the year.  If you are an international student, please add $400 to the out-of-state total above.
  
• Masters of Education Curriculum and Instruction Pre-Practicum Fee is $150 for students taking the Pre-Practicum course.
   
• Students are required by Massachusetts State Law to have health insurance.  University Student Health Insurance is $1124 for the year.  Students that are covered under another policy, (under parent/guardian, spouse or self) can waive this fee by logging into their iSiS student account.  Click on the finance option and than select the waive health insurance link.  All pertinent information must be filled in and the 10 questions answered correctly to be successful.  Click the submit button once you have completed the waiver information. If you have completed the form correctly, you will receive a message stating that you were successful in waiving the health insurance.

Continuing Education

Continuing Education beginning Fall 2011

		Per Credit or Contact Hour
*Undergraduate Tuition	In Person and In Person Audit	$325
	Off Campus and Off Campus Audit	$325
	Online and Online Audit course	$355
*Graduate Tuition	In Person, Off Campus and Audit	$530
	Online and Online Audit Courses	$530
	Online MBA Courses	$580
	School of Education	$465
Registration Fee	(Non-refundable)	$30/semester
Late Fee for Nonpayment		$50/semester

*Tuition is priced on the listed credit hour unless the contact hour is different.  Tuition is then based on the listed contact hour.  Some tuition may vary, depending on customization and customer and program requirements. 

Note: The items listed below may be applied to your account total depending on your individual status or courses enrolled in.  For a more detailed description of these fees refer to the General Fees.

• First Year Student Services Fee is a fee for incoming Freshmen, Transfer students, Readmit students and Graduate students.  Students will incur this fee upon matriculation into a degree or certificate program.. The fee is estimated at a flat rate of $200.
  
• Students are required by Massachusetts State Law to have health insurance.  University Student Health Insurance is $1124 for the year.  Students that are covered under another policy, (under parent/guardian, spouse or self) can waive this fee by logging into their iSiS student account. Click on the finance option and than select the waive health insurance link.  All pertinent information must be filled in and the 10 questions answered correctly to be successful.  Click the submit button once you have completed the waiver information.  If you have completed the form correctly, you will receive a message stating that you were successful in waiving the health insurance.
  

Health Insurance Chart

Health Insurance Charges for 2011 - 2012
Full Year Plan	August 1, 2011 through July 31, 2012	$1124
	Waiver process is available through iSiS beginning July 2, 2011
Spring Plan	January 1, 2012 through July 31, 2012	$659
	Waiver process is available through iSiS beginning December 2, 2011

Collection Costs
All students are advised that the University uses the services of collection agencies authorized under the Commonwealth's Master Service Agreement. Students with a prior semester balance who are not enrolled for the current semester and are referred to a collection agency are held liable for all associated collection costs, which may be substantial.

Full Disclosure Statement
The University of Massachusetts provides for informational purposes both the annual expense incurred by each campus in the education of individual students compared to the cost assessed to each student.

Disclaimer Statement:  The amounts presented are preliminary estimates which are subject to change.  These relate to instate residents enrolled as full-time undergraduate students.

The University is funded by several sources in addition to the tuition and fees charged to students.  The Commonwealth of Massachusetts annually subsidizes the University through annual appropriations thereby greatly reducing the cost of attendance.  The average annual per student cost of education for the University of Massachusetts
Lowell is approximately $20,048. This represents the total cost to support a student's total University experience (instruction, student services, buildings and ground maintenance, administration, etc.) The state subsidy is approximately $11,317 for fiscal year 2008.

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This page has been updated for the 2011 - 2012 Academic Year. 
These prices are subject to change by vote of the UMass Board of Trustees.