Tuition Costs

Estimated Annual Tuition and Fees for 2008 - 2009 Academic Year are as follows:

Full-Time Undergraduate Students

An Undergraduate student taking 12 credits or more is considered full-time.

Full-Time Undergraduate	In State	Out of State	New England Regional Program	Proximity Regional Program
Tuition	$1,454.00	$ 8,567.00	$2,181.00	$ 2,181.00
Operating Fee	$7,468.00	$12,375.00	$7,468.00	$12,375.00
On-Campus Insurance	$    34.00	$      34.00	$    34.00	$      34.00
Student Union Fee	$    50.00	$      50.00	$    50.00	$      50.00
First Year Student Services Fee	$   175.00	$    175.00	$   175.00	$    175.00
TOTAL:	$9,181.00	$21,201.00	$9,908.00	$14,815.00
Room and Board Charges
Average Residence Hall Rent	$4,742.00	$ 4,742.00	$4,742.00	$4,742.00
Average Board Plan	$2,617.00	$ 2,617.00	$2,617.00	$2,617.00
Residential Telecommunications Fee	$160.00	$160.00	$160.00	$160.00
Total:	$7,519.00	$7,519.00	$7,519.00	$7,519.00
TOTAL Tuition, Fees, Room and Board	$16,700.00	$28,720.00	$17,427.00	$22,334.00

Please note:  The items listed below may be applied to your account TOTAL depending on your individual status or courses enrolled in.

• International Student fee is estimated at $300 for the year.  If you are an international student, please add $300 to the Out-of-State total above.

• First Year Student Services Fee is a fee for incoming Freshmen, Transfer students, Readmit students and Graduate students.  The fee is estimated at a flat rate of $175.

• Nursing Exit & Speciality Exam Fee from $22 - $80. 

• College Fees are as follows:  Engineering $500.00, Science and Math $500.00, Music $600.00, Art and Graphic Design $200.00, Management $200.00, Health and Environment $500.00.

• The room charge listed above reflects that of a traditional room.  For more information about living on campus, visit Residence Life.

• Students are required by Massachusetts State Law to have health insurance.  University Student Health Insurance is estimated at $952 for the year.  Students that are covered under another policy, (under parent/guardian, spouse or self) can waive this fee by logging into their ISIS student account after July 1st, clicking on the finance option and than selecting the waive health insurance link.  All pertinent information must be filled in and the 10 questions answered correctly to be successful.  Click the submit button once you have completed the waiver information.  If you have completed the form correctly, you will receive a message stating that you were successful in waiving the health insurance.

Health Insurance Charges for 2008 ~ 2009
Full Year Plan	August 1, 2008 to July 31, 2009	$952.00
	Waiver process is available through ISIS beginning July 2, 2008
Spring Plan	January 1, 2009 to July 31, 2009	$642.00
	Waiver process is available through ISIS beginning December 2, 2008

 See General Fees tab for descriptions of the above additional fees.

 New England Regional Program and Proximity Program

UML participates in the New England Regional Program. For eligibility information regarding either the New England Regional Program or the Proximity Program please, contact the Admissions Office at (978) 934-3930 for undergraduates, and (978) 934-2380 for graduate students.

Part-Time Students

The primary benefit of applying for part-time status is to be billed by the credit hour for the number of credits for which you are enrolled as of the last day of the add period (first ten days of class). Please understand that your financial aid/or private health insurance coverage may be affected by petitioning for part-time status. Application forms are available in the Registrar's Office and at the Student Information Center located outside the Accounts Receivable Office, Dugan Hall, UML South. You may also download the part-time form. However, we cannot accept forms electronically at this time.

Please note: All students, including graduating seniors, must file a part-time application to be billed per credit. This application must be filed for each term in which an undergraduate student plans to progress at a rate less than full-time (12 credits). This is not an automatic procedure. International students and varsity athletes may not enroll as part-time students.

Refer to the undergraduate chart below for per-credit rates. Part-time students will be charged for the health insurance unless a waiver is filed verifying comparable private health insurance coverage.

Undergraduate Tuition and Fees Charts

• Fall 2008 Undergraduate In-State (pdf)
• Fall 2008 Undergraduate Out-of-State (pdf)
• Fall 2008 Undergraduate New England Regional (pdf)
• Fall 2008 Undergraduate Proximity (pdf)

New England Regional Program and Proximity Program

UML participates in the New England Regional Program. N.E. Regional tuition rate is 150 percent of the In-State tuition rate.  For eligibility information regarding either the New England Regional Program or the Proximity Program please, contact the Admissions Office at (978) 934-3930 for Undergraduates, and (978) 934-2380 for Graduate students or visit www.uml.edu/admissions. 

Graduate Tuition and Fees Charts

• Fall 2008 Graduate In-State (pdf)
• Fall 2008 Graduate Out-of-State (pdf)
• Fall 2008 Graduate New England Regional (pdf)
• Fall 2008 Graduate Proximity (pdf)

CONTINUING EDUCATION RATES FOR FALL 2008

* Tuition is priced on the listed credit hour unless the contact hour is different.  Tuition is then based on th e listed contact hour.  Some Tuition may vary depending on customization and customer and program requirements.

COLLECTION COSTS

All students are advised that the University uses the services of collection agencies authorized under the Commonwealth's Master Service Agreement.  Students with a prior semester balance who are not enrolled for the current semester and are referred to a collection agency are held liable for all associated collection costs which may be substantial.

FULL DISCLOSURE STATEMENT

The University of Massachusetts provides for informational purposes both the annual expense incurred by each campus in the education of individual students compared to the cost assessed to each student.

ANNUAL PER STUDENT COST FOR UMASS LOWELL

Disclaimer:  The amounts presented are preliminary estimates which are subject to change.  These relate to instate residents enrolled as full-time undergraduate students.

The University is funded by several sources in addition to the tuition and fees charged to students.  The Commonwealth of Massachusetts annually subsidizes the University through annual appropriations thereby greatly reducing the cost of attendance.  The average annual per student cost of education for UML is approximately $24,830.  This represents the total cost to support a student's total University experience (instruction, student services, buildings and ground maintenance, administration, etc.)  The state subsidy is approximately $16,664 for 2006 - 2007 academic year.

Updated for 2008 - 2009 Academic Year