Financial Aid

Grants & Waivers

 Grants and Waivers are aid types that do not need to be repaid. The following are only available to students completing their first bachelors degree.

Federal  Pell Grant:
  • Federal grant administered by the U.S. Dept of Education
  • Eligibility determined by demonstrated financial need
  • For 2015-2016, awards range from $626 to $5775 depending on eligibility
 Federal  Supplemental Educational Opportunity Grant (FSEOG):
  • Federal grant awarded by the UMass Lowell Financial Aid Office
  • Eligibility determined by demonstrated financial need
  • Awards range from $200 to $4000, depending on available funds and number of eligible applicants
 Massachusetts Grant (MassGrant) Program:
  • State funded grant program administered by the Commonwealth of Massachusetts
  • Eligibility determined on demonstrated financial need 
  • Full time enrollment required
  • Legal Massachusetts state residents
  •  FAFSA must be filed each year by May 1st 
  • Non-residents should contact their state scholarship office to determine eligibility requirements and if an award is transferable to UML 
 Mass  Part-Time Grant: 
  • State funded grant pPart-Timerogram administered by the Commonwealth of Massachusetts
  • Eligibility determined on demonstrated financial need
  • Enrolled in 6-11 undergraduate credits
  • Legal Massachusetts state residents
 Department of Higher Education Tuition  Waiver (DHE Waiver):
  • State funded program administered by the UMass Lowell Financial Aid Office
  • Eligibility is determined by demonstrated financial need
  • Available to undergraduate students enrolled at least half time, priority given to full time students
  • Legal residents of Massachusetts
  • Waiver applies to state funded-undergraduate degree courses only
  • Courses through the Division of Continuing Education (DOCE) are not covered by this program
 Department of Higher Education  Grant (DHE Grant): 
  • State funded program administered by the UMass Lowell Financial Aid Office
  • Eligibility is determined by demonstrated financial need 
  • Available to undergraduate students enrolled at least half time, priority given to full time students 
  • Legal residents of Massachusetts 
  • Waiver applies to state funded-undergraduate degree courses only
  • Courses through the Division of Continuing Education (DOCE) are not covered by this program  
UMass Lowell  Need Based Grant: 
  • Institutional grant administered by the Financial Aid Office
  • Eligibility is determined by demonstrated financial need
  • Waiver applies to state funded-undergraduate degree courses only
  • Courses through the Division of Continuing Education (DOCE) are not covered by this program  

Merit-Based Tuition Waivers

Beginning with the 2014-2015 academic year the Massachusetts Office of Student Financial Assistance will require students to file a FAFSA for Merit-Based Tuition Waivers. 

Merit-based tuition waivers are for Massachusetts residents, and usually cover part or all of the tuition charge ($1,454 for 2013-2014). Tuition waivers only cover day school tuition, OCE courses are not covered by tuition waivers.
Freshman students may be eligible for the Valedictorian Tuition Waiver, the John and Abigail Adams, or the Stanley Z.Koplik Certificate of Mastery Tuition Waiver.

Transfer students may also be eligible for the John and Abigail Adams or the Stanley Z. Koplik Certificate of Mastery Tuition Waiver if they have attended a Massachusetts public institution prior to enrollment at UMass Lowell, and are transferring the waiver without a break in college attendance. 

Massachusetts community college students may also be eligible for the Mass Advantage Plus Program (MAPP), which includes a waiver of  in-state tuition. Additional information about tuition waivers and grants at UMass Lowell is also available. 

FAFSA not needed for MAPP.